Commercial Debt Restructuring
In our dynamic economy, businesses adapt their models to respond to current challenges. Unfortunately, events occur that can jeopardize the future of any venture. Commercial loans have become increasingly troublesome obligations to meet as revenues adjust to economic circumstances. Kaufman, Englett & Lynd PLLC offers an exception team to assist businesses in coping with their financial obligations and developing a plan to enable future success.
Restructuring commercial debt can present many challenges to any enterprise. Therefore it is critical to your venture that you retain counsel with the experience and legal knowledge to address the immediate issues and guard against future challenges. Our team has a unique approach to solving the commercial debt restructuring issues of any organization:
Market Analysis
The first step requires assessing the property and performing a marketing analysis to determine its current valuation. Once we have completed this process, we will begin crafting a plan to meet your individual needs.
Asset Protection
The corporate governance structure of your enterprise is critical in determining legal exposure and tax liabilities while restructuring debt. Our attorneys will review your assets and implement the necessary steps to minimize your exposure and shield your investments.
Litigation Review
In commercial debt restructuring there is not a “one size fits all” approach- each case is unique and presents individual challenges. For some ventures, litigation may be a factor in achieving a successful loan modification. One of our commercial litigation attorneys will review your situation and counsel accordingly.
Chapter 11
Not all cases will require litigation, for some enterprises, a Chapter 11
Bankruptcy will be the most effective means to coping with debt restructuring. A “cram-down” is the method of reaching a commercial loan modification through Chapter 11 reorganization and, for the right entity; it is an effective means of handling debt. KEL will provide one of its expert bankruptcy attorneys to review your situation and recommend a strategic course of action.
KEL’s holistic approach to commercial debt restructuring will provide your enterprise a unique plan to ensure its financial future. In this challenging economy it is impossible to guarantee certainty; however, our legal team can offer counsel and insight to guide your venture into stronger financial position.