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Stop Foreclosure!
Save Your Home From Foreclosure And Take Action Now Before its too Late. Contact A Skilled Foreclosure Attorney, Not a Loan Modification Company. It Could Mean the Difference Between Keeping Your Home and Losing it.

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KEL Attorneys

The Law Offices of Kaufman, Englett and Lynd, LLC (KEL Attorneys) is a nationally recognized Law Firm that practices in FL, GA, CA, NC, PA, MA, TX, MI, MD, NY, MS, IL, TN, CT and OH. We specialize in the areas of Foreclosure Defense and Loan Modifications.

Possible Resolutions May Include:

  • Loan modification which will reduce your monthy Mortgage Payment
  • Determine if you qualify for H.A.M.P. Program (also known as the "Obama Program.")
  • Interest Rate Reduction
  • Principal Reduction
  • Short Sale
  • Deed in Lieu of Foreclosure

Foreclosure Tips

  1. Use a licensed Attorney - One that has years of foreclosure experience in dealing with the banks and their attorneys. A good foreclosure attorney should know what the bank is going to do before it even does it.
  2. Loan modification companies - Do not hire a loan modification company to represent you. It could mean the difference between keeping your home or losing it.
  3. Do something about it - 98% of Americans just do nothing and end up losing their home because they did not know what to do or waited too long and now it is too late. This problem will not go away after the bank takes your home. After the bank determines its loss on your property, it will file a lawsuit to recover that money from you. Remember, "The worse thing you can do is nothing!"
  4. Common misconception is that attorneys cost too much. That is not true at KEL Attorney's. We want to help you and we can work out a payment plan to fit your budget.

"The bank told me that I had to be in default in order to talk to them about modifying my mortgage, so I stopped paying and they served me a foreclosure notice. I hired KEL to represent me. Mr. Lynd and the bank's attorney sat down in mediation and he was able to negotiate a modification of my mortgage. KEL did their homework and a superb job with great benefit to me! I get to keep my home."
—Beth A.

"I wasn't able to get anywhere with the bank and was scared to trust anyone. KEL defended me in court and won! My prayers have been answered."
—Barbara H.

Who To Trust

We are NOT a loan modification company. We are a law firm that represents homeowners facing or currently in foreclosure. If we take your case, it will be to represent you in the court system as well as work with your lender so that you can keep your home. Anyone you hire has to have the ability to do both. Representing you in one or the other will NOT result in success. Our firm has revolutionized this area of the law and has helped thousands of homeowners keep their homes. Our firm, its clients and its attorneys have been profiled by numerous news organizations in the area of foreclosure defense.

Over the past several years, mortgage lenders have engaged in fraud, abuse, neglect and failed to comply with federal regulatory law pertaining to mortgages. All of these things can be used by you to assert claims against the bank in the court system. You need a skilled and experienced attorney in the area of foreclosure to do this. Do not ruin the one opportunity you have to fight your foreclosure and keep your home by attempting to do it yourself or hiring an attorney that does not have the necessary experience to assert your claims. This area of the law is highly specialized and you should be represented by an attorney that is well versed in it.

Do not hire a loan modification company to represent you either. These companies do not have the knowledge and ability to achieve success. In fact, most state lawmakers have passed legislation to try to put them out of business once and for all. We speak to homeowners on a daily basis that have spent thousands of dollars hiring a loan modification company where success was never achieved and in fact very little work was even completed. Most of the companies are little more than call centers taking advantage of homeowners caught in a bad situation. Licensed attorneys are prohibited from participating in this type of behavior and would lose their license to practice law. Loan modification companies are not licensed and regulated. Avoid loan modification companies and do not let this happen to you.

Our fees are highly competitive and we can work out payment plans that make our services affordable for the average homeowner. KEL Attorneys is dedicated to representing the people, not the powerful. We pride ourselves on this virtue and continue to make a difference one client at a time. Call or email us for a free consultation to find out how we can help you save your home from foreclosure.

"My sale date was set for March 3, 2009. I never responded to any foreclosure papers because I thought if I didn't pay my mortgage there was nothing I could do. I met with KEL on February 11, 2009 and two weeks later my sale date was cancelled and my case was dismissed. KEL did exactly what they said they would do. Thanks Guys. You're the best!"
—Arthur K.
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