Insurance Disputes and Bad Faith
Homeowners and Business Insurance Litigation KEL Attorneys represents business owners and homeowners that have filed insurance claims as a result of vandalism, burglary, or a natural disaster like a fire, hurricane or flood. Hiring an attorney with hands-on experience in property and casualty/flood insurance litigation is extremely important, as legal expertise is needed in order to analyze and pursue claims under the many types of available insurance coverage.
At KEL Attorneys, we have the experience necessary to handle these types of claims. It is our commitment to protect the rights of business owners and homeowners to receive their full insurance benefits in a time of loss. As with most legal issues, timing is critical in these situations. It is very important to act quickly with proper proof of loss documentation, which is where our team of experts can offer the most help. Please contact us today for a Free Consultation.
Bad Faith Insurance Litigation
When insurance companies fail to pay valid claims, it is a breach of contract, and an act of bad faith. This type of occurrence can happen with any type of insurance, from automobile and homeowners, to life, health, and disability insurance. In Florida, the law allows for the policy holder to recover attorneys’ fees and costs from the insurance company, in addition to the claim itself, if the court sides with the policyholder. It is for this reason that KEL Attorneys is able to represent clients on a contingency basis, no matter the size of the claim.
With the help of KEL Attorneys, consumers who have been wrongly denied a legitimate insurance claim may seek compensation from their insurance company. It is called bad faith insurance litigation and is an option for any policyholder that has been wrongfully denied insurance benefits that are covered within their policy. Bad faith insurance litigation has increased in the past few years, even among normally reputable insurance companies, so it is very important to have an experienced attorney on your side.
Some types of insurers are more notorious than others when it comes to wrongfully denying legitimate claims from policyholders. There are a number of ways that an insurance company can act in bad faith in order to deny legitimate policyholder claims. They may demand unreasonable documentation, claim to have lost or never received important information, accuse the policyholder of not filing the claim in a timely manner, among other excuses for denying a valid claim. Another bad faith practice is to underpay claims based on bottom of the barrel estimates from the insurance company themselves.
It is the legal obligation of an insurance company to conduct all dealings with its policyholders in accordance with good faith and fair dealing principles; which means they should be looking for ways to pay out benefits to policyholders, not for ways to deny them.
To learn more about how KEL Attorneys may be able to help you please call us today or fill out the consultation request form located on this page and a counselor will contact you within 24 hours.